The HK Limited
A Private Company Limited by Shares, incorporated at the Hong Kong Companies Registry. Your trading vehicle — it holds the bank account, signs the contracts, invoices your customers.
A Hong Kong Limited built for e-commerce.
If you are running e-commerce volume — subscriptions, high-ticket, phone orders, restricted product categories — a Hong Kong Limited is usually the cleanest way to bank it and process it. We file the company under nominee at the Companies Registry, open a virtual bank in USD, HKD and CNH, and pair it with a merchant account that already knows your model.
- The setup our merchant clients test hardest
- Merchant account for high-risk processing
- Virtual bank in USD · HKD · CNH
- Full nominee cover on the Registry
7–14
Live in · days
USD
Rails · · HKD · CNH
E-commerce ready
Trusted by our merchant clients for years
High-risk processing
Merchant account included in the setup
USD-native banking
USD, HKD and CNH in the HK Limited's name
Full nominee cover
Director, shareholder, secretary & office
01The case for HK
Why our e-commerce clients keep coming back to Hong Kong.
Hong Kong is the jurisdiction our merchant clients have tested hardest. It gives you a Common Law corporate structure that Western counterparties recognise, USD-native banking without a US tax nexus, and territorial taxation on offshore profit — a rare combination.
For e-commerce specifically, it works because the acquirers understand it. We have placed HK Limiteds with mainstream and high-risk processors for years — from Shopify Payments and Airwallex acquiring through to specialist MoTo and subscription facilities that most jurisdictions cannot access.
Every HK Limited we file ships complete: resident company secretary, Hong Kong registered address and audited annual return all included and maintained by our HK team — so the company is credible from day one and stays in good standing every year without you touching it.
02Anatomy
What sits inside the setup.
Every piece required by the local code, assembled by our local team and handed over as one clean pack.
The nominee director
A Hong Kong resident director from our HK team is appointed on the Companies Registry. The name that appears in public searches and on annual returns. Not yours.
The nominee shareholder
Our HK-registered corporate entity holds the shares of record. A declaration of trust in your favour is signed on day one.
The company secretary
Mandatory under HK company law. Provided as part of the setup and maintained by our HK office for the life of the company.
The virtual bank account
Airwallex or Statrys, opened in the HK Limited's name — USD, HKD, EUR and CNH held natively, SWIFT and FPS live from day one.
The merchant account
A high-risk-capable acquirer placed alongside the setup — matched to what you sell and your volume so the HK Limited can start accepting card payments as soon as it is trading.
03Why HK for high-risk e-commerce
A jurisdiction the acquirers actually understand.
Hong Kong sits in the middle of the global merchant landscape. Acquirers in London, Singapore, Malta and Dubai all onboard HK Limiteds routinely — including specialist providers who cover categories that Stripe and Adyen will not touch.
For our e-commerce clients this means one thing: options. We pair the HK Limited with an acquirer that already knows your model — mainstream for clean baskets, or high-risk for subscription, MoTo and reserve-based facilities. Underwriting is fast because the file structure is familiar.
The banking backs it up. USD, HKD and CNH held natively in the same account means acquirer settlement, supplier payments and marketplace payouts all live in one place — no forced FX round-trip through EUR.
Acquirer placement is subject to underwriting on your specific model, volume and history.
04Banking, specifically
Delivered in the company's name.
Every HK setup ships with both a virtual bank account and an acquirer introduction. A traditional HK bank is available on request.
Virtual bank (included)
Airwallex or Statrys, both HK-licensed. USD, HKD, EUR and CNH held natively in the HK Limited's name. SWIFT + FPS + ACH. No physical visit to Hong Kong required.
Merchant account (included)
A high-risk-capable acquirer matched to what you sell and your volume, introduced as part of the engagement. Underwriting handled with our support so processing goes live shortly after the company does.
Traditional HK bank
HSBC Business, DBS or Hang Seng. Requires a physical signing meeting in Hong Kong and a stronger substance file. We prepare you for the interview and attend if useful.
05Inside the HK setup
The bank and the processor, in your company's name.
Both interfaces are opened by our HK office in the HK Limited's name and handed to you on day one — the bank for treasury, the processor for card volume.
V
Vaulted · HK Limited
Live
HKD
2,458,720
USD
320,540
CNH
1,120,900
Inflow · last 7 days+12.6%
SWIFT · Shopify Payments
22 May · Merchant settle
+ USD 48,750
FPS · Global Tech Pte Ltd
22 May · Invoice INV-1103
+ HKD 180,000
SWIFT · CNH supplier 深圳
21 May · PO-4472
− CNH 310,000
Virtual bank · vaulted.ae
USD, HKD and CNH held natively. SWIFT and FPS live from day one, opened in the HK Limited's name.
Business debit card · vaulted.ae
Issued to the HK Limited for team spend and supplier payments. Virtual and physical, multi-currency.
06Why a Hong Kong nominee Limited
A globally-trusted HK entity — filed with your name off the register.
01
Why Hong Kong: a HK Limited is a Common Law entity that acquirers, banks and marketplaces around the world already know how to underwrite — especially for e-commerce, subscription and MoTo. Add USD, HKD and CNH held natively in the same account and treasury, settlement and card processing all live in one place.
02
Privacy by design: our HK nominee director and nominee shareholder are the only names on the Companies Registry, the annual return and every public filing. Your ownership is protected by a declaration of trust and disclosed only to the bank.
03
Ready fast, delivered end-to-end: HK Limited filed in 3–5 business days, virtual bank live in 7–14, merchant account introduced in the same engagement. Vaulted's Central office and one senior advisor cover incorporation, banking, acquirer placement and yearly maintenance.
"For high-risk e-commerce we default to Hong Kong. The company is credible, the banking is USD-native, and the acquirers know the file — that combination just doesn't exist anywhere else."
07Answers
What we get asked most often.
Next step
Set up your HK Limited with our Hong Kong office.
One senior advisor in Central. Nominee filing, virtual bank in USD/HKD/CNH and a merchant account for high-risk processing — 7 to 14 business days.
Companies Registry filing Nominee director + shareholder USD-native banking + merchant account
